:root{--navy:#0b2a4a;--navy2:#071d34;--ink:#10263f;--acc:#f26a1b;--blue:#1173c4;--blue2:#0e5fa3;--line:#e2e8f0;--muted:#5a6b7d;--sand:#f2f6fb;--water:#e8f3fc}
*{box-sizing:border-box}
body{margin:0;background:#f4f7fb;color:#1d2c3d;font-family:"Segoe UI",Roboto,"Helvetica Neue",Arial,"Liberation Sans",sans-serif;line-height:1.75;font-size:16px}
h1,h2,h3,h4{font-family:"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;line-height:1.4}
a{color:var(--blue)}
.wrap{max-width:1160px;margin:0 auto;padding:0 18px}
.top{background:var(--navy2);color:#a9c1d8;font-size:13.5px}
.top .wrap{display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;padding:9px 18px}
.top b{color:#fff}
.hed{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20;box-shadow:0 1px 3px rgba(15,40,70,.05)}
.hed .row{display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:22px;padding:13px 0}
.logo img{height:50px;width:auto;display:block}
.nav ul{display:flex;gap:20px;list-style:none;margin:0;padding:0;justify-content:center;flex-wrap:wrap}
.nav a{color:#19324c;font-size:15.5px;font-weight:600;text-decoration:none;padding:4px 0;border-bottom:2px solid transparent}
.nav a:hover{color:var(--blue);border-bottom-color:var(--acc)}
.btn{display:inline-block;background:var(--acc);color:#fff;border-radius:8px;padding:12px 20px;font-weight:700;font-size:15px;text-decoration:none;transition:.15s}
.btn:hover{background:#d95a10}
.btn.blue{background:var(--blue)}.btn.blue:hover{background:var(--blue2)}
.hero{background:linear-gradient(125deg,#0b2a4a,#0f4f86 70%,#1173c4);color:#fff;border-radius:14px;overflow:hidden;margin:20px 0;display:grid;grid-template-columns:1.1fr .9fr;box-shadow:0 12px 30px rgba(11,42,74,.18)}
.hero .txt{padding:34px 32px}
.hero h1{font-size:31px;line-height:1.35;margin:0 0 14px;color:#fff}
.hero p{color:#d7e6f5;font-size:16.5px;margin:0 0 18px;max-width:620px}
.hero .art{background:#08223c;min-height:260px}
.hero .art img{width:100%;height:100%;min-height:260px;object-fit:cover;display:block}
.trust{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:18px 0}
.trust div{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px;border-top:3px solid var(--blue)}
.trust b{display:block;color:var(--navy);font-size:17px;margin-bottom:5px}
.trust span{font-size:14.5px;color:var(--muted)}
h2{font-size:22px;color:var(--navy);margin:28px 0 12px}
h2.sec{display:flex;justify-content:space-between;align-items:baseline;border-bottom:2px solid var(--water);padding-bottom:9px;gap:10px;flex-wrap:wrap}
h2.sec a{font-size:13.5px;color:var(--blue);font-weight:600;text-decoration:none}
h3{font-size:18px;color:var(--navy);margin:16px 0 6px}
p,li{font-size:16px;color:#31465e}
.leadb{font-size:17.5px;background:var(--water);border-left:4px solid var(--blue);padding:15px 18px;border-radius:0 8px 8px 0;color:#1b3247;margin:14px 0}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden;transition:.15s;display:flex;flex-direction:column}
.card:hover{box-shadow:0 10px 24px rgba(11,42,74,.12);transform:translateY(-2px)}
.card .ph{height:160px;background:#dce7f2 center/cover no-repeat}
.card .bd{padding:15px;display:flex;flex-direction:column;gap:6px}
.card .tag{display:inline-block;background:var(--water);color:var(--blue2);border-radius:5px;padding:3px 10px;font-size:12px;font-weight:700;width:max-content}
.card h3{font-size:17.5px;margin:0}
.card h3 a{color:var(--navy);text-decoration:none}
.card h3 a:hover{color:var(--acc)}
.card p{margin:0;color:var(--muted);font-size:14.5px}
.article-table-wrap{overflow-x:auto;margin:18px 0}
table.article-table{width:100%;border-collapse:collapse;font-size:15px;background:#fff;border:1px solid var(--line);border-radius:10px;overflow:hidden}
table.article-table th,table.article-table td{border:1px solid var(--line);padding:12px 14px;text-align:left;vertical-align:top}
table.article-table th{background:var(--navy);color:#fff;font-weight:700}
table.article-table tbody tr:nth-child(even){background:var(--sand)}
.news{border-left:3px solid var(--acc);padding-left:15px;margin:15px 0;background:#fff;border-radius:0 8px 8px 0;padding:12px 15px}
.news h3{margin:0 0 4px;font-size:16.5px}
.news h3 a{color:var(--navy);text-decoration:none}
.news p{margin:0;font-size:14.5px;color:var(--muted)}
.rg{background:#fff7f0;border:1px solid #ffd9bd;border-radius:10px;padding:15px;font-size:14.5px;color:#8a4416;margin:20px 0}
.main{display:grid;grid-template-columns:1fr 316px;gap:26px}
.side .box{background:#fff;border:1px solid var(--line);border-radius:12px;padding:17px;margin-bottom:16px}
.side h4{color:var(--navy);font-size:16px;margin:0 0 10px}
.side a{display:block;padding:8px 0;border-bottom:1px dashed var(--line);color:#31465e;font-size:14.5px;text-decoration:none}
.side a:hover{color:var(--acc)}
.side a:last-child{border-bottom:0}
.paycell{display:inline-flex;align-items:center;justify-content:center;background:#111827;border-radius:8px;padding:8px 12px;margin:4px 6px 4px 0}
.paycell img{height:26px;width:auto;display:block}
figure img{height:auto}
ul{padding-left:22px}
footer{background:var(--navy2);color:#c2d3e8;margin-top:34px;padding:28px 0}
footer a{color:#fff;font-size:14px;text-decoration:none}
footer a:hover{color:var(--acc)}
@media (max-width:900px){.cards,.main,.hero,.trust,.hed .row{grid-template-columns:1fr}.hero .art{padding:0}.nav ul{gap:12px}.hed{position:static}}